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From: kiessig@idi.UUCP (Rick Kiessig)
Newsgroups: net.politics
Subject: Re: Libertarian position on certain 'law
Message-ID: <237@idi.UUCP>
Date: Sat, 18-Aug-84 16:07:36 EDT
Article-I.D.: idi.237
Posted: Sat Aug 18 16:07:36 1984
Date-Received: Sun, 19-Aug-84 04:03:29 EDT
References: <756@hou3c.UUCP>
Organization: Intelligent Decisions, Saratoga, CA
Lines: 41


	Regarding the requirement of carrying insurance:

	The question was what happens if you get hit by someone
who doesn't have car insurance, with the statement that we are protected
from this today by having a law which requires motorists to carry
a certain amount of insurance.

	Well, what happens today if you're hit by an uninsured
motorist?  Even though people are required by law to carry a
certain amount of insurance, many people simply ignore that
law and carry none.  Enter "Uninsured Motorist" coverage,
which specifically covers this case.  If people were not required
by law to carry insurance, several things could happen in a Libertarian
society:  the insurance companies could change their
coverage and/or rate schedules to compensate (higher rates for
uninsured motorist coverage, for example).  Courts would insist
that offenders pay back any damages, hence a MUCH higher incentive
to insure yourself than today, where we have a law with no real
meat behind it.  Road owners could insist on you providing
certificates of insurance before letting you drive on their roads,
or perhaps alternately include an insurance premium in any road tolls.

	The thing that people need to realize is that laws aren't
the solution to everything.  Given the establishment of some
simple, universal rights, everything else falls out as a result.
This is what our founding fathers tried to do.  We have forgotten
this, and let goverment get carried away with what was originally
supposed to be a 'sacred power'.  What ever happened to our beliefs
that innocent people should be protected at all costs?  Our justice
system is explicitly set up to let a few guilty people go free,
rather than have an innocent person wrongly convicted.  Yet the rest
of government seems to ignore that fact (most notably the IRS),
and imposes stronger and stronger legislation, taking away more and
more of our freedoms.

-- 
Rick Kiessig
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