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From: plaskon@hplabsc.UUCP (Dawn Plaskon)
Newsgroups: net.misc
Subject: Re: Re: banks that refuse cash - (nf)
Message-ID: <1659@hplabsc.UUCP>
Date: Thu, 9-Feb-84 17:34:24 EST
Article-I.D.: hplabsc.1659
Posted: Thu Feb  9 17:34:24 1984
Date-Received: Sat, 11-Feb-84 09:30:12 EST
References: <4303@hp-pcd.UUCP>
Organization: Hewlett Packard Labs, Palo Alto CA
Lines: 15

I take exception to the inference that banks would act unethically
upon discovering counterfeit money had been tendered.  Banks are no 
more nor less unethical than people and although some officers might
attempt what you suggest, most would not think of doing such a thing.

I know, for I spent three years working in varied categories of the
operations end of a bank.  When counterfeit money is found it is turned
into the Federal Reserve, and if the depositor is found (s)he is held
liable.  It is difficult to pin down who handed you which cash, though
so in general, the bank will take the loss.  This applies to over the
counter transactions.  Night deposits are different as each deposit 
is a separate entity which can not be verified in the presence of the
depositor, therefore, the deposit is deducted afer the fact.

Bankers are people, too neither better nor worse than the rest of us.